Can you be denied life insurance if you have anxiety or depression?
We’ve all had times in our lives when we didn’t feel at the top of our game. Maybe it was due to a job loss or the death of a family member; there are numerous reasons for feeling down. However, according to the National Institutes of Mental Health, for 26.2 percent of Americans age 18 [...]
Read More »How Does The Process Of Life Insurance Work
How does the process of getting life insurance work? 1. Compare various life insurance quotes and make a decision by cost, insurance carrier rating, customer service, and who best meets your specific goals. 2. Select an insurance company and apply. An insurance agent will assist you in completing and processing the insurance application you chose. [...]
Read More »High Risk Life Insurance- It Come Down To An Experience Agent
High Risk Life Insurance is generally purchased for two reasons: 1. You participate in hazardous activities or avocations (i.e. scuba diving, rock climbing, vehicle racing, flying as a pilot, etc.). 2. You have a health condition that is hard to insure (cancer, diabetes, heart disease, etc.). Both of these circumstances mean that you are a [...]
Read More »Life Insurance Know When To Buy
Term life insurance has seen a spike in policies sold in 2009 due to the crippling effect of the economy for many.Term life insurance is the a necessary step for virtually all young families. While I understand that nobody wants to think about death at 25 or 30 years of age, the reality is that [...]
Read More »Guaranteed Issue Life Insurance Is Not Created Equal
There are a handfull of life insurance companies that specialize in some form of “critical illness” or “impaired risk” guaranteed issue life insurance product. The vast majority of the so calledguarenteed issue” life insurance policy are quite the contrary of the definition of Guarenteed issue. A true guaranteed ssue life insurance policy will indemnify the [...]
Read More »Can your genetic makeup stop you from buying life insurance?
By Michelle Matlock, Life Quotes, Inc. If your grandfather was an alcoholic does that mean that you’re destined to be one as well? What about your mother and aunt who have both been diagnosed with breast cancer? Your genetics determine more than the color of your eyes and skin, they present a detailed map that [...]
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