Personal Finances – Getting Off the Paycheck to Paycheck Roller Coaster
There are three traditional methods of managing personal income. 1. Budgeting, 2. Keeping a spending history, and 3. Doing nothing (also known as living from paycheck to paycheck). Budgeting involves setting what percent of future income is to be spent on which categories of expenses, and then recording all purchases in order to [...]
Read More »Personal Finances – K.i.s.s.ing your Checking and Credit Card Accounts
My Dad and father-in-law were at both ends of the spectrum when it came to managing their checking accounts. Dad would spend hours, sometimes days, tracking down a two cent error in his checkbook register. It drove him bonkers when his checkbook didn’t balance to the penny with the account statement. My father-in-law, on [...]
Read More »All About Money-Back Programs
Irrespective of whether the economy is booming or falling, it certainly makes sense to acquire the best deals on absolutely all your purchases at all times. Scoring cash back on your purchases, especially on the ones that are already at a bargain, is a wise means of saving a few bucks. If you are in [...]
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